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Depositor compensation


The individual guarantee schemes are responsible for paying compensation in respect of deposits once a compensation claim has been established. EIS is engaged to perform this task on behalf of the schemes. Compensation is paid under both the statutory deposit guarantee pursuant to the Deposit Guarantee Act (EinSiG) and a voluntary deposit guarantee according to the statutes of the guarantee schemes. The depositor receives the compensation sum from a single agency.


 

PROCEDURE

First, the data submitted by the bank in the reporting file are examined and evaluated. These are the data that form the basis of the compensation. EIS is able to comply with the statutory time limits set forth in EinSiG.

EIS oversees the entire compensation process, from investigation through payment and the processing of complaints. The individual guarantee schemes are kept informed of the current state of progress.

 

Depositor compensation through EIS      Operational satisfaction of depositors
Acting on behalf of statutory and voluntary guarantee schemes
Supervision of entire procedure


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CONTACT

Einlagensicherungs- und
Treuhandgesellschaft
mbH (EIS)

Kattenbug 1
50667 Köln
Germany
Fon +49 221 91 26 97-0
Fax +49 221 91 26 97-470